Kudumbashree Joint Liability Group (JLG) Farming Scheme

Why it matters

Lets women form a small group, lease land together and access near-zero-interest NABARD-backed credit for group farming — turning landless or marginal women farmers into recognised cultivators.

What you get

Under the Kudumbashree Mission, groups of 4-5 women form a Joint Liability Group (JLG) to take up group farming — often on leased fallow or unused land — and access collateral-free, near-zero-interest credit under NABARD's JLG framework. Kudumbashree's local Agriculture unit helps mobilise the JLGs, liaises with the Panchayat and Department of Agriculture for convergence with other input/subsidy schemes, and arranges technical training on crop and farm management. The model has given thousands of landless and marginal women farmers, who hold no land title of their own, formal recognition as cultivators and a route into commercial vegetable, paddy and banana group farming.

Eligibility criteria

• Woman member of a Kudumbashree Neighbourhood Group (NHG) willing to join or form a Joint Liability Group
• Group of typically 4-5 women members for group farming
• Land (own, leased or fallow) identified for the group farming activity

How to apply

1. 1

   Join or form a Kudumbashree JLG with 4-5 women members through your local Neighbourhood Group

2. 2

   Identify and (if needed) lease the land for group cultivation with Kudumbashree's support

3. 3

   Access JLG group credit through the linked bank/NABARD channel and begin cultivation with technical guidance

Documents required

• Aadhaar card
• Kudumbashree NHG membership proof
• Group resolution / JLG formation document
• Bank account details