Karshaka Pension Scheme

Why it matters

Once you turn 60, get a guaranteed monthly pension of ₹1,600 as a small or marginal farmer, for life.

What you get

The Karshaka Pension Scheme provides monthly pension support to small and marginal farmers in Kerala once they reach 60 years of age, recognising that most family farmers have no formal retirement income. The pension amount has been progressively raised over the years — from ₹600/month in 2014 to ₹700, ₹1,300, ₹1,400, ₹1,500, and finally ₹1,600/month from February 2021 onward. It is administered through Kerala's social security pension system alongside other welfare pensions, with payments made monthly directly to the beneficiary's bank or post office account.

Eligibility criteria

• Small or marginal farmer resident in Kerala, aged 60 years or above
• Primary occupation must have been farming for a notified minimum number of years
• Should not be receiving another government pension that disqualifies dual benefit as per state rules

How to apply

1. 1

   Apply through the local Krishi Bhavan (agriculture office) or the Local Self-Government welfare pension portal

2. 2

   Submit age proof, farming history and income documents for verification

3. 3

   Approved pensioners receive monthly payments directly into their bank/post office account

Documents required

• Aadhaar card
• Age proof
• Land/farming records
• Bank or post office passbook