Bangla Shasya Bima (Crop Insurance Scheme)

Why it matters

Insures every West Bengal farmer's crop completely free of cost — the state pays the entire premium — covering losses from sowing right through to harvest.

What you get

Launched in 2019, Bangla Shasya Bima is a wholly state-funded crop insurance scheme that covers farmers of West Bengal at zero premium cost to the farmer — the state government pays the full insurance premium on the farmer's behalf. The scheme covers major Kharif and Rabi crops including paddy, jute and maize, and protects against losses across the crop cycle: prevented sowing, failed sowing, mid-season adversity, and post-harvest/harvesting losses, with claim amounts calculated per hectare and paid out in up to four stages depending on the type of loss. Both farmers who have taken agricultural loans and those who have not are eligible to enrol, and the scheme is positioned as ensuring fast, transparent claim settlement compared to the earlier central crop insurance scheme it replaced in the state.

Eligibility criteria

• Resident farmer of West Bengal cultivating a notified Kharif or Rabi crop
• Both loanee and non-loanee farmers eligible
• No premium payment required from the farmer

How to apply

1. 1

   Register on the Bangla Shasya Bima portal (banglashasyabima.net) or through the local Krishi Bhavan during the notified enrolment window for the season

2. 2

   Submit land and crop details for the insured plot

3. 3

   In the event of crop loss, loss assessment is carried out by the department/insurer

4. 4

   Claim amount paid directly to the farmer's bank account in stages as applicable

Documents required

• Aadhaar card
• Land record
• Bank account details
• Crop sowing details for the season