Mukhyamantri Krishak Durghatna Kalyan Yojana

Why it matters

Gives a farmer's family up to Rs 5 lakh if the farmer dies or is permanently disabled in an accident, including while working in the field.

What you get

Launched on 21 January 2020 to replace the earlier Mukhyamantri Krishak Durghatna Jivan Bima Yojana, this scheme provides financial assistance of up to Rs 5 lakh to the family of a farmer who dies, or compensation on a graded scale for permanent/partial disability, due to an accident — including accidents while working in the field, not just road accidents. Coverage applies to farmers and their family members (including Bataidars, i.e. sharecroppers who cultivate others' land) aged 18 to 70 years who are permanent residents of Uttar Pradesh. If the family already receives a payout from PM Jeevan Jyoti Bima Yojana or PM Suraksha Bima Yojana, the state tops up the difference so the total reaches Rs 5 lakh. Applications must be filed within 45 days of the accident (extendable by the District Collector by up to 30 more days; claims after 75 days are not considered).

Eligibility criteria

• Farmer or farmer family member aged 18-70 years
• Permanent resident of Uttar Pradesh
• Bataidars (sharecroppers) also eligible
• Death or disability must result from an accident

How to apply

1. 1

   File a claim application with the Tehsil/District administration within 45 days of the accident

2. 2

   Submit accident proof (FIR/post-mortem/medical certificate as applicable) along with identity and land/cultivation documents

3. 3

   District-level verification and approval

4. 4

   Compensation disbursed to the nominee/family bank account

Documents required

• Aadhaar card
• Death certificate or disability medical certificate
• FIR or accident report where applicable
• Land/cultivation record (Khatauni) or Bataidar proof
• Bank account details of nominee