Livestock Insurance Scheme - Uttar Pradesh

Why it matters

Insures milch cattle and buffaloes at market value with up to 50% premium subsidy, protecting dairy farmers from the financial loss of losing an animal.

What you get

Under this scheme, milch cattle and buffaloes belonging to farmers in Uttar Pradesh can be insured at their current market value, with the state government subsidising up to 50% of the insurance premium. Coverage is available for a maximum of two animals per beneficiary, helping protect dairy-farming households — who often have their largest single asset tied up in one or two milch animals — against catastrophic financial loss if an animal dies or becomes permanently unproductive due to disease or accident. The scheme works alongside the state's broader dairy development push and is implemented through Animal Husbandry Department veterinary offices.

Eligibility criteria

• Owner of milch cattle/buffalo in Uttar Pradesh
• Maximum 2 animals per beneficiary eligible for the subsidy
• Animal must pass a veterinary health/valuation check at the time of insurance

How to apply

1. 1

   Apply at the local Veterinary Hospital/Animal Husbandry office with animal and owner details

2. 2

   Animal valuation and health check by a veterinary officer

3. 3

   Insurance policy issued with the subsidised premium; farmer pays the balance premium

4. 4

   File a claim with the insurer through the department in case of animal death/loss

Documents required

• Aadhaar card
• Animal identification (tag/photograph)
• Veterinary health certificate
• Bank account details