Rythu Runa Mafi (Telangana Crop Loan Waiver Scheme)

Why it matters

Eligible farmers' short-term crop loans of up to Rs 2 lakh are fully waived, freeing them from old debt and restoring access to fresh bank credit.

What you get

Rythu Runa Mafi is a crop loan waiver scheme implemented by the Government of Telangana to relieve farmers of outstanding short-term agricultural loans, covering loans taken between 12 December 2018 and 9 December 2023 from scheduled banks. The waiver was rolled out in phases: Phase 1 (18 July 2024) waived loans up to Rs 1 lakh for over 11 lakh farmers, Phase 2 (30 July 2024) covered loans between Rs 1 lakh and Rs 1.5 lakh for over 6 lakh more farmers, and Phase 3 (15 August 2024) extended the waiver up to the full Rs 2 lakh ceiling, with the state allocating around Rs 21,000 crore in total bringing relief to more than 25 lakh farmers. Eligible farmers are small, marginal, agricultural or tenant farmers who are permanent residents of Telangana; loans already repaid in full are not covered, and status can be checked online via the dedicated portal using Aadhaar and bank account details.

Eligibility criteria

• Must be a permanent resident of Telangana classified as a small, marginal, agricultural or tenant farmer
• Loan must be a short-term crop loan taken between 12 December 2018 and 9 December 2023
• Outstanding loan amount must not exceed Rs 2 lakh; already-repaid loans are not covered

How to apply

1. 1

   Check eligibility and waiver status on the Crop Loan Waiver portal (clw.telangana.gov.in) using Aadhaar/bank details

2. 2

   No separate application needed for already-listed eligible loan accounts — the waiver is applied directly to the bank loan account

3. 3

   Contact the bank branch or local Agriculture Department office for discrepancies in the waiver list

Documents required

• Aadhaar card
• Bank loan account number/passbook
• Land records