SHG–Bank Linkage Programme (SBLP)
National Bank for Agriculture & Rural Development (NABARD)
Why it matters
Turns your Self-Help Group's savings into bank credit — the world's largest microfinance programme links graded SHGs directly to banks for cash-credit limits.
Launched
26 Feb 1992
Valid until
Ongoing
Benefit type
Loan / Credit
Created by
Government of India
Farmers benefited
1.4 Cr
What you get
Links Self-Help Groups to formal banks for savings-linked credit: after grading, banks extend cash-credit / term loans (typically 1:4 to higher multiples of group savings) at concessional rates for members' income-generating activities.
Eligibility criteria
- SHG active for at least 6 months with regular savings
- Maintained the Panchasutra discipline
- Group graded satisfactorily by the bank / SRLM
- SHG savings account with the lending bank
How to apply
- 1
Open and operate an SHG savings account for the qualifying period
- 2
Request grading from the bank / SRLM
- 3
Bank sanctions a cash-credit limit / term loan against savings
- 4
Group on-lends to members and repays regularly
Documents required
- SHG bank passbook
- Meeting minutes & savings ledger
- Grading report
- Member list
AgriBoz is a private platform. We are not a government entity and are not affiliated with, endorsed by, or authorised by any government department. Scheme information here is compiled for awareness only and can change — always verify it on the official government source linked with each scheme, and apply through the official portal. We do not guarantee scheme approval or benefits. See the complete list of official government sources.