Restructured Weather Based Crop Insurance Scheme (RWBCIS)
Ministry of Agriculture & Farmers Welfare
Why it matters
Insurance that pays out automatically when rainfall, temperature or humidity crosses set limits — quick relief without a manual crop-loss survey.
Launched
13 Jan 2016
Valid until
Ongoing
Benefit type
Insurance
Created by
Government of India
What you get
Weather-index crop insurance that compensates for losses from adverse weather (rainfall, temperature, humidity, wind) based on automatic weather-station data, at the same low farmer premiums as PMFBY.
Eligibility criteria
- Farmers growing notified crops in notified areas
- Compulsory for loanee farmers (where notified), voluntary for others
- Premium 2% Kharif / 1.5% Rabi / 5% commercial-horticultural crops
How to apply
- 1
Enrol via your bank, CSC or insurance intermediary before the cut-off
- 2
Pay the nominal farmer share of premium
- 3
Payouts are triggered automatically by the weather index
Documents required
- Aadhaar
- Land records
- Bank account details
- Sowing certificate (if applicable)
AgriBoz is a private platform. We are not a government entity and are not affiliated with, endorsed by, or authorised by any government department. Scheme information here is compiled for awareness only and can change — always verify it on the official government source linked with each scheme, and apply through the official portal. We do not guarantee scheme approval or benefits.