PM Formalisation of Micro Food Processing Enterprises (PMFME) - Punjab

Why it matters

Helps farmers and rural entrepreneurs set up or upgrade small food-processing units for their own produce, with credit-linked subsidy covering over a third of the project cost.

What you get

PMFME, implemented in Punjab through Punjab Agro Industries Corporation, supports existing or new micro food-processing enterprises — including those run by farmers processing their own produce into value-added products such as flour, pulses processing, pickles or dairy products — with a credit-linked capital subsidy of 35% of the eligible project cost, up to a maximum of Rs 10 lakh per unit. The scheme also supports common infrastructure (shared processing facilities, cold storage, packaging units) for clusters of micro food enterprises, along with branding, marketing and FSSAI/quality-certification handholding support, helping farmers retain a larger share of value by processing rather than only selling raw produce.

Eligibility criteria

• Existing or aspiring micro food-processing entrepreneur (individual, FPO, SHG, or cooperative) in Punjab
• Project must fall within a notified one-district-one-product category or eligible food-processing activity
• Bank loan tie-up for the project, with PMFME providing the subsidy component

How to apply

1. 1

   Apply through the PMFME portal or District Resource Person

2. 2

   Submit project proposal and obtain bank loan sanction

3. 3

   Subsidy of 35% (capped at Rs 10 lakh) credited against the sanctioned project after verification

Documents required

• Project report/DPR
• Bank loan sanction letter
• Aadhaar and bank account details
• FSSAI registration (where applicable)