Mukhyamantri Bagwani Bima Yojana

Why it matters

Fruit and vegetable growers can insure their crops against hailstorms, frost, and floods for a small premium, with payouts of up to Rs 40,000 per acre if disaster strikes.

What you get

Mukhyamantri Bagwani Bima Yojana (MBBY) is a dedicated state horticulture-crop insurance scheme covering 46 notified fruit, vegetable, and spice crops against losses from natural calamities such as hailstorm, frost, flood, storm, fire, and extreme temperatures. Farmers pay only 2.5% of the insured sum as premium — Rs 750 per acre for vegetables/spices and Rs 1,000 per acre for fruits — and can receive compensation of up to Rs 30,000 per acre for vegetables/spices and Rs 40,000 per acre for fruits in the event of a covered loss, addressing a major gap left by general crop-insurance schemes that focus mainly on food grains.

Eligibility criteria

• Must be a horticulture farmer growing one of the 46 notified fruit/vegetable/spice crops in Haryana
• Premium must be paid before the notified enrolment deadline for the season
• Crop loss must be due to a notified natural calamity covered under the scheme

How to apply

1. 1

   Apply and pay the premium online through the MBBY portal (mbby.hortharyana.gov.in) before the deadline

2. 2

   Provide land and crop details for the notified horticulture crop

3. 3

   In case of crop damage, report the loss for assessment under the scheme

4. 4

   Approved compensation is credited directly to the insured farmer's bank account

Documents required

• Aadhaar card
• Land record
• Bank passbook
• Premium payment receipt