Bihar Rajya Fasal Sahayata Yojana

Why it matters

Gives farmers direct cash help for crop loss without having to pay any insurance premium, as an alternative to the central crop insurance scheme.

What you get

Bihar Rajya Fasal Sahayata Yojana is a no-premium, state-funded crop-loss assistance scheme run by the Department of Cooperation as Bihar's own alternative to the Pradhan Mantri Fasal Bima Yojana. Unlike a typical insurance product, farmers pay no premium; the state directly compensates registered farmers for crop loss, historically around Rs.7,500 per hectare for loss up to 20% and Rs.10,000 per hectare for loss exceeding 20%, up to a maximum of 2 hectares per farmer. Both landowning (Raiyat) and non-landowning tenant (Gair-Raiyat) farmers cultivating notified Kharif and Rabi crops such as paddy, maize and soyabean can register.

Eligibility criteria

• Permanent resident farmer of Bihar, landowning or tenant (Raiyat or Gair-Raiyat)
• Cultivating a notified Kharif/Rabi crop covered under the scheme
• Registration completed within the notified application window for that season

How to apply

1. 1

   Register online on the Bihar Cooperation department's Fasal Sahayata portal before the seasonal deadline (June for Kharif, December for Rabi)

2. 2

   Provide land/cultivation details and bank account information

3. 3

   Receive the compensation directly into your bank account if crop loss is assessed in your circle

Documents required

• Aadhaar card
• Land records or self-declaration for tenant farmers
• Bank account details