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FPO Working Capital & Value-Chain Credit (NABKISAN / NCDC)

Ministry of Agriculture & Farmers Welfare

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Why it matters

Institutional credit tailored to producer collectives — working capital, input aggregation and infrastructure loans that individual smallholders can't access alone.

Launched

1 Jan 2015

Valid until

Ongoing

Benefit type

Loan / Credit

Created by

Government of India

Farmers benefited

3K

What you get

Term and working-capital loans to registered FPOs/producer collectives for input procurement, aggregation, storage, processing and market operations, on producer-org-friendly terms through NABKISAN, NCDC and cooperative banks.

Eligibility criteria

  • Registered FPO / Producer Company / Cooperative
  • Operational bank account and audited / provisional accounts
  • Viable aggregation or value-addition business plan
  • Member base actively supplying produce

How to apply

  1. 1

    Prepare a business plan and financial projections

  2. 2

    Approach NABKISAN / NCDC / a cooperative bank

  3. 3

    Complete due diligence and sanction

  4. 4

    Utilise credit for aggregation, storage or processing

Documents required

  • FPO registration certificate / CIN
  • Audited or provisional financials
  • Member list
  • Business plan / DPR
  • Board resolution

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