FPO Working Capital & Value-Chain Credit (NABKISAN / NCDC)

Why it matters

Institutional credit tailored to producer collectives — working capital, input aggregation and infrastructure loans that individual smallholders can't access alone.

What you get

Term and working-capital loans to registered FPOs/producer collectives for input procurement, aggregation, storage, processing and market operations, on producer-org-friendly terms through NABKISAN, NCDC and cooperative banks.

Eligibility criteria

• Registered FPO / Producer Company / Cooperative
• Operational bank account and audited / provisional accounts
• Viable aggregation or value-addition business plan
• Member base actively supplying produce

How to apply

1. 1

   Prepare a business plan and financial projections

2. 2

   Approach NABKISAN / NCDC / a cooperative bank

3. 3

   Complete due diligence and sanction

4. 4

   Utilise credit for aggregation, storage or processing

Documents required

• FPO registration certificate / CIN
• Audited or provisional financials
• Member list
• Business plan / DPR
• Board resolution