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DAY-NRLM Community Investment Fund (CIF)

Ministry of Rural Development

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Why it matters

A larger capital grant routed through your Village Organisation to fund members' livelihood plans — the growth capital after the Revolving Fund.

Launched

1 Jun 2011

Valid until

Ongoing

Benefit type

Subsidy

Created by

Government of India

Farmers benefited

50 L

What you get

Community Investment Fund provided to SHG federations (Village Organisations) as corpus to on-lend to member SHGs for livelihood activities, income-generation and micro-enterprise, based on approved Micro-Credit Plans.

Eligibility criteria

  • SHG that is a member of a Village Organisation / federation under DAY-NRLM
  • Approved Micro-Credit Plan / livelihood plan
  • Good repayment and book-keeping track record
  • Federation appraisal cleared

How to apply

  1. 1

    Prepare a Micro-Credit / livelihood plan at the SHG level

  2. 2

    Village Organisation appraises and prioritises the plan

  3. 3

    CIF is released to the VO and on-lent to the SHG

  4. 4

    Members invest in the planned livelihood activity

Documents required

  • SHG & VO membership proof
  • Micro-Credit Plan
  • SHG bank passbook
  • Repayment record

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